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	<title>Hibber Blog &#187; pay credit card</title>
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		<title>Reducing Debt Before It&#8217;s Too Late &#8211; How to Avoid the Pitfalls of Creeping Debt</title>
		<link>http://www.hibber-bothwell.com/reducing-debt-before-its-too-late-how-to-avoid-the-pitfalls-of-creeping-debt/</link>
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		<pubDate>Sun, 07 Mar 2010 18:01:02 +0000</pubDate>
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				<category><![CDATA[Finance]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit debt]]></category>
		<category><![CDATA[credit debt ratio]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[pay credit card]]></category>

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		<description><![CDATA[Author: Debs Seeber Reducing debt usually isn&#8217;t a high priority for people until they have already gotten into trouble with overspending. Using a few basic guidelines, and debt calculations, can help you see when your debt load is getting into the danger zone. Budgeting Guidelines Creditors use budgeting guidelines when reviewing and approving credit. If ]]></description>
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